PHI Disclosure
By signing this application, I understand the following: That if any information submitted on this form constitutes fraud or there is an intentional misrepresentation of the material fact, the plan may rescind healthcare coverage. In any such case, I understand that the plan will return any contributions that have previously been paid as to the rescinded coverage, minus claims paid. I certify that the statements are true and correct to the best of my knowledge. I understand that this form is used for information purposes only and does not bind coverage. I understand the Conquer Benefits gathers this information for statistical and actuarial uses only and it will not be used in connection with decisions or actions regarding employment. That if I am a resident in Michigan, I do not have to provide information regarding height or weight, and that this in compliance with requirements for GINA. That I have read the Client Privacy Notification provided to me in this application. That as a prospective member, I have the right to request restrictions on how my protected health information is used, and that the Conquer Benefits is not required by law to grant this request, but if the request is granted, the Conquer Benefits is bound by this agreement. I also understand that I have the right to revoke this consent in writing, except to the extent the Conquer Benefits has already used or disclosed the protected health information in reliance upon my consent. I further understand that the Conquer Benefits will notify the member of any health or enrollment related changes that occur after signing this form, up to the effective date of coverage. By signing this PHQ, I acknowledge that I am self-employed and upon approval and payment of premium, I will automatically become a passive, non-voting certificate class member of IHA Services, LLC., a Manager Managed, LLC. This certificate of membership will remain in force for a long as I continue to participate in services or benefits offered through IHA Services, LLC. I further understand that while I have certificate membership in IHA Services, LLC., that affords me no managerial status, voting rights or rights to profits or liabilities. I grant full managerial duties to the duly appointed managers of IHA Services, LLC., a manager-managed LLC. Additionally, by becoming a Certificate Member, I acknowledge that I will only have access to consulting services and products specifically designed for IHA Services, LLC. members.
Policy Acceptance or Declination of Coverage offer Expectations:
If your application for coverage is approved, you will be sent an email notification by the 15th of the month confirming your approved rate. You must respond back to the email either accepting the rate or declining coverage. If you are accepting the rate offer, we must receive your response by 5 PM EST on the 15th of the month, otherwise your effective date will be moved to the following first of the month.
If you decline coverage you will not be enrolled, and your account will not be drafted. If you accept coverage your account will be drafted on or about the 25th of the current month for an effective date of the 1st of the next month.
If we do not receive your correspondence, your approved offer will not be processed, and you will not be enrolled for coverage
Client Privacy Notification
Thank you for completing the requested information. Any information, including non-public personal health information, such as name, address and social security number, including detailed protected health information provided will be used for the sole purpose of providing a risk assessment to the health plan that will provide you a health care benefit quote. The Conquer Benefits’ actuary is a legally contracted underwriter acting as a Business Associate to the Conquer Benefits and is subject to certain provisions of the Health Insurance Portability and Accountability Act of 1996 (HIPAA) regulations. The Conquer Benefits’ actuary and underwriter will not sell, license, transmit or disclose this information outside of their offices except as: a) necessary for them to provide the services on behalf of Conquer Benefits, b) expressly authorized by you, c) necessary for backup documentation purposes, or d) required by law.
